Underwriting impaired risk requires deep expertise, flexibility and competitive pricing. At Banner Life Insurance Company and William Penn Life Insurance Company of New York, Legal & General America companies, we process over 22,000 impaired risk cases each year, helping your clients get the coverage they need with:
What sets us apart:
Quick quotes within 48 hours — so you can set client expectations without delay
A holistic approach — our "best in business" co-morbidity assessment ensures clients aren't automatically given the lowest rating
Experienced underwriters — with an average of 21 years of experience, our team takes a case-by-case approach to help more clients qualify for preferred plus, preferred and standard plus rates
Legal & General America life insurance products are underwritten and issued by Banner Life Insurance Company, Urbana, MD, and William Penn Life Insurance Company of New York, Valley Stream, NY. Banner products are distributed in 49 states and in DC. William Penn products are available exclusively in New York; Banner Life is not authorized as an insurer and does not do business in New York. The Legal & General America companies are part of the worldwide Legal & General Group. CN03272025-2
Legal & General America, 3275 Bennett Creek Ave, Frederick, MD 21704, United States, 800-638-8428
