Legal & General America (LGA) is your go-to partner for increasing your life insurance close rate and growing your book. Below are four ways we're making it easier for you to help your clients secure protection.
Collaboration Tell us what you need. Together, we can find a creative solution. Our newprocess gives brokers more voice, visibility,and underwriter access through every step of the journey.
Inclusivity Rest assured that our inclusive underwriting stance means protection for all, including clients with health impairments and student loans.
Innovation Enjoy hassle-free underwriting thanks to our integrations with electronic health records (EHR) and other data sources. We’re also leveraging data and analytics to better understand risk and to create more accuracy in risk selection and pricing.
Speed Close sales faster with LGA’s underwriting superhighway where 37% of cases receive an instant decision1 and 55% of cases receive a decision within 10 days2. This unparalleled response helps you achieve higher closing ratios.
One last thing: You’ve always known LGA to provide great value — and that hasn’t changed. Continue to quote confidently knowing that we offer highly competitive rates in all classes.
137% Instant decision: Metric reported for full month August 2023. "Instant decision" is defined as total instant decisions as a percentage of total decisions from all business submitted through Horizon in August 2023.
255% Approval within 10 days: Metrics reported YTD through August 2023. "<10 day Decisions" Rate is the percent of applications that reached a decision in 10 days or less upon submittal compared to the total number of decisions.
Legal & General America life insurance products are underwritten and issued by Banner Life Insurance Company, Urbana, MD, and William Penn Life Insurance Company of New York, Valley Stream, NY. Banner products are distributed in 49 states and in DC. William Penn products are available exclusively in New York; Banner Life is not an authorized New York insurer and does not do business in New York. The Legal & General America companies are part of the worldwide Legal & General Group. OPTerm policy form #ICC21-DTCV and state variations. In New York, OPTerm policy form #DTCV21-NY. Two-year contestability and suicide provisions apply. A one-year suicide provision applies in CO, MO, and ND. Please refer to the policy forms for full disclosure of all benefits and limitations. CN09072023-1
Legal & General America, 3275 Bennett Creek Ave, Frederick, MD 21704, United States, 800-638-8428