Get ready to give more of your clients an exam-free experience without giving up great level term pricing and coverage options.
With Lab Lift from Legal & General America, the best of both worlds will be available to your eligible clients using paper applications. All rate classes, including Sub-standard, can be assessed within the program. Electronic health records (EHRs) or an attending physician statement (APS) will be used as a substitute for a paramedical exam and fluids — by pulling medical data and lab results from recent physician visits.
The best part? It's easy! Agents can decide which clients to include in the program by submitting the paper application with a simple one-page cover sheet that includes the date blood work was completed and physician information.